ClaimList · by FixMyFile

The itemized inventory your insurance adjuster wants — built room by room, without the blank-spreadsheet despair

After a fire, burglary or flood, your payout depends on "the list" — every item, with replacement prices. Tap through our catalog of common household items with typical prices pre-filled (edit anything), watch the claim total build, and export an adjuster-ready spreadsheet. Free to build and preview everything; $12 once to download. Your list never leaves your device.

0 items

Your list is empty. Tap items on the left to add them — start with the room you know best. Everything autosaves in this browser, and the “Save progress file” button gives you a copy that can’t be lost.

One-time $12 via Stripe. You get the adjuster-ready .xlsx and .csv with totals. Everything you see stays free to view and edit — you only pay for the export.

Why this exists

Insurers require a sworn, itemized personal-property inventory before they pay contents claims — often within 60–90 days. State insurance departments describe "numerous complaints from policyholders about the monumental task of attempting to identify every item." The tools people are given: a blank spreadsheet, or apps that want photos of possessions that no longer exist. ClaimList replaces the blank page with a catalog you tap through, room by room, the way you remember your home.

Honest by design: every price we pre-fill is an editable mid-range replacement estimate — a starting point, clearly yours to correct. You see your entire list, item by item, with the full total, before any payment. The $12 buys the export files, not access to your own list.

Tips that protect your claim

Go room by room from memory, then do a second pass with old photos, videos, and shopping history (Amazon orders, email receipts).
Claim replacement cost — what it costs to buy the item new today — if your policy is RCV (most are). Note ages honestly in the age column.
Jewelry, firearms, and art often have special sub-limits; list them anyway and ask your adjuster about limits.
Don't rush to sign a final proof of loss — you can usually supplement the list as you remember more. Keep your progress file.

Guides by situation

The method differs by what happened: after a fire (listing rooms you can't walk through), after a burglary (police reports and proving ownership), or after water damage (document-before-you-discard and the mold clock).

And for the claim process itself: the sworn proof of loss, replacement cost vs actual cash value, additional living expenses while displaced, when the offer feels too low, and how long a contents claim takes.

Your privacy

The list of everything you own is sensitive. ClaimList runs entirely in your browser — once the page loads you can turn off Wi-Fi and it keeps working. Nothing is uploaded, ever. Only the payment itself talks to Stripe.

Also from us

Corrupted Word, Excel, PowerPoint or PDF files (it happens to fire-damaged drives and hasty backups): FixMyFile repairs them in your browser — free to check. Settling an estate too: EstateLedger builds the probate accounting that has to balance.